diff --git a/CHANGELOG.md b/CHANGELOG.md
index 1a81bda8397..62e90263e1f 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -2,6 +2,8 @@
 
 ## Unreleased (develop)
 
+- fixed: XRP minimum balance warning copy to clarify the reserve is met once the address balance reaches 1 XRP, not on top of it.
+
 ## 4.50.0 (2026-07-21)
 
 - added: Changelly swap provider
diff --git a/src/locales/en_US.ts b/src/locales/en_US.ts
index a6006046045..343fb2e5990 100644
--- a/src/locales/en_US.ts
+++ b/src/locales/en_US.ts
@@ -229,7 +229,7 @@ const strings = {
   fragment_error_report_id_copied: 'Error report ID copied',
   request_minimum_notification_title: 'Minimum Balance Required',
   request_xrp_minimum_notification_body_1xrp:
-    'Ripple (XRP) wallets require a 1 XRP minimum balance. You must deposit at least 1 XRP to this address before this wallet will show a balance or transactions. 1 XRP will be unspendable for the lifetime of this wallet address.',
+    'A minimum balance of 1 XRP is required for an address on the XRP Ledger to be active. The 1 XRP is an unspendable reserve on the network. The reserve is met as soon as the address balance reaches 1 XRP or more. Any amount above this reserve is available for transactions.',
   request_xrp_minimum_notification_alert_body_1xrp:
     'This wallet will always require a 1 XRP minimum',
   request_xlm_minimum_notification_body:
diff --git a/src/locales/strings/enUS.json b/src/locales/strings/enUS.json
index 39c1368be78..3bdc227deef 100644
--- a/src/locales/strings/enUS.json
+++ b/src/locales/strings/enUS.json
@@ -141,7 +141,7 @@
   "fragment_event_id": "Event ID",
   "fragment_error_report_id_copied": "Error report ID copied",
   "request_minimum_notification_title": "Minimum Balance Required",
-  "request_xrp_minimum_notification_body_1xrp": "Ripple (XRP) wallets require a 1 XRP minimum balance. You must deposit at least 1 XRP to this address before this wallet will show a balance or transactions. 1 XRP will be unspendable for the lifetime of this wallet address.",
+  "request_xrp_minimum_notification_body_1xrp": "A minimum balance of 1 XRP is required for an address on the XRP Ledger to be active. The 1 XRP is an unspendable reserve on the network. The reserve is met as soon as the address balance reaches 1 XRP or more. Any amount above this reserve is available for transactions.",
   "request_xrp_minimum_notification_alert_body_1xrp": "This wallet will always require a 1 XRP minimum",
   "request_xlm_minimum_notification_body": "Stellar (XLM) wallets require a 1 XLM minimum balance. You must deposit at least 1 XLM to this address before this wallet will show a balance or transactions. 1 XLM will be unspendable for the lifetime of this wallet address.",
   "request_xlm_minimum_notification_alert_body": "This wallet will always require a 1 XLM minimum",