Fix Indiana TANF to pay the maximum benefit (IC 12-14-2-5)

changelog.d/in-tanf-maximum-benefit.fixed.md

@@ -0,0 +1 @@
+Correct Indiana TANF benefit payments to use the IC 12-14-2-5 maximum benefit and add the post-2025 gross/net income eligibility screens.

policyengine_us/parameters/gov/states/in/fssa/tanf/amount_of_assistance/additional_member_amount.yaml

@@ -0,0 +1,17 @@
+description: Indiana provides this additional amount for each assistance unit member above the maximum benefit table size under the Temporary Assistance for Needy Families program.
+
+values:
+  1997-10-01: 0
+  2025-07-01: 104
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Indiana TANF maximum benefit additional member amount
+  reference:
+    - title: IC 12-14-2-5 (amount of assistance; payment made; maximum amounts)
+      href: https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-5
+    - title: FSSA DFR - About TANF
+      href: https://www.in.gov/fssa/dfr/tanf-cash-assistance/about-tanf/
+    - title: FSSA SNAP/TANF Program Policy Manual, Section 3050.10.00 (maximum benefits effective 7/1/2025)
+      href: https://www.in.gov/fssa/dfr/files/3000.pdf#page=7

policyengine_us/parameters/gov/states/in/fssa/tanf/amount_of_assistance/amount.yaml

@@ -0,0 +1,60 @@
+description: Indiana provides this amount as the maximum benefit under the Temporary Assistance for Needy Families program.
+
+1:
+  1997-10-01: 139
+  2023-07-01: 155
+  2025-07-01: 248
+2:
+  1997-10-01: 229
+  2023-07-01: 255
+  2025-07-01: 409
+3:
+  1997-10-01: 288
+  2023-07-01: 320
+  2025-07-01: 513
+4:
+  1997-10-01: 346
+  2023-07-01: 385
+  2025-07-01: 617
+5:
+  1997-10-01: 405
+  2023-07-01: 450
+  2025-07-01: 721
+6:
+  1997-10-01: 463
+  2023-07-01: 515
+  2025-07-01: 825
+7:
+  1997-10-01: 522
+  2023-07-01: 580
+  2025-07-01: 929
+8:
+  1997-10-01: 580
+  2023-07-01: 645
+  2025-07-01: 1_033
+9:
+  1997-10-01: 639
+  2023-07-01: 710
+  2025-07-01: 1_137
+10:
+  1997-10-01: 697
+  2023-07-01: 775
+  2025-07-01: 1_241
+
+metadata:
+  unit: currency-USD
+  period: month
+  breakdown:
+    - range(1, 11)
+  breakdown_labels:
+    - Assistance unit size
+  label: Indiana TANF maximum benefit amount
+  reference:
+    - title: IC 12-14-2-5 (amount of assistance; payment made; maximum amounts)
+      href: https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-5
+    - title: 470 IAC 10.3-4-3(a)(1) (corroborates pre-2024 amounts equal to standard of need)
+      href: https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-3
+    - title: FSSA SNAP/TANF Program Policy Manual, Section 3050.10.00 (maximum benefits effective 7/1/2025)
+      href: https://www.in.gov/fssa/dfr/files/3000.pdf#page=7
+    - title: CBPP TANF benefit levels (corroborates 2023-07-01 increase)
+      href: https://www.cbpp.org/research/income-security/continued-increases-in-tanf-benefit-levels-are-critical-to-helping

policyengine_us/parameters/gov/states/in/fssa/tanf/amount_of_assistance/max_table_size.yaml

@@ -0,0 +1,14 @@
+description: Indiana sets this as the largest assistance unit size in the maximum benefit table under the Temporary Assistance for Needy Families program.
+
+values:
+  1997-10-01: 10
+
+metadata:
+  unit: person
+  period: year
+  label: Indiana TANF maximum benefit table size
+  reference:
+    - title: IC 12-14-2-5 (amount of assistance; payment made; maximum amounts)
+      href: https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-5
+    - title: 470 IAC 10.3-4-3(a)(1)
+      href: https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-3

policyengine_us/parameters/gov/states/in/fssa/tanf/eligibility/fpg.yaml

@@ -0,0 +1,48 @@
+description: Indiana uses these annual federal poverty guideline amounts to calculate monthly income standards under the Temporary Assistance for Needy Families program.
+
+first_person:
+  1992-10-01: 6_810
+  2011-10-01: 10_890
+  2015-10-01: 11_770
+  2016-10-01: 11_880
+  2017-10-01: 12_060
+  2018-10-01: 12_140
+  2019-10-01: 12_490
+  2020-10-01: 12_760
+  2021-10-01: 12_880
+  2022-10-01: 13_590
+  2023-10-01: 14_580
+  2024-10-01: 15_060
+  2025-07-01: 15_650
+  2026-03-01: 15_960
+additional_person:
+  1992-10-01: 2_380
+  2011-10-01: 3_820
+  2015-10-01: 4_160
+  2016-10-01: 4_160
+  2017-10-01: 4_180
+  2018-10-01: 4_320
+  2019-10-01: 4_420
+  2020-10-01: 4_480
+  2021-10-01: 4_540
+  2022-10-01: 4_720
+  2023-10-01: 5_140
+  2024-10-01: 5_380
+  2025-07-01: 5_500
+  2026-03-01: 5_680
+
+metadata:
+  unit: currency-USD
+  period: year
+  label: Indiana TANF federal poverty guideline
+  breakdown:
+    - [first_person, additional_person]
+  reference:
+    - title: FSSA DFR Chapter 3000, Section 3010.15.00 (cash assistance gross income standards effective 3/1/2026)
+      href: https://www.in.gov/fssa/dfr/files/3000.pdf#page=4
+    - title: FSSA DFR Chapter 3000, Section 3010.15.05 (cash assistance 100% FPG standards effective 3/1/2026)
+      href: https://www.in.gov/fssa/dfr/files/3000.pdf#page=5
+    - title: Indiana FSSA TANF cash assistance income guidelines (standards preceding the 3/1/2026 update)
+      href: https://www.in.gov/fssa/dfr/tanf-cash-assistance/about-tanf/
+    - title: HHS poverty guidelines
+      href: https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines

policyengine_us/parameters/gov/states/in/fssa/tanf/eligibility/initial/gross_income/fpg_rate.yaml

@@ -0,0 +1,16 @@
+description: Indiana limits initial applicants' gross income to this share of the federal poverty guideline under the Temporary Assistance for Needy Families program.
+
+values:
+  1997-10-01: .inf  # No gross income screen before 2025-07-01 (standard of need governs)
+  2025-07-01: 0.35
+  2027-07-01: 0.5
+
+metadata:
+  unit: /1
+  period: month
+  label: Indiana TANF initial eligibility gross income FPG rate
+  reference:
+    - title: IC 12-14-1-1.7(b)-(c) (35% FPL through June 30, 2027; 50% FPL after)
+      href: https://iga.in.gov/laws/2025/ic/titles/12/#12-14-1-1.7
+    - title: FSSA DFR Chapter 3000, Section 3010.15.00 (gross income standard)
+      href: https://www.in.gov/fssa/dfr/files/3000.pdf#page=4

policyengine_us/parameters/gov/states/in/fssa/tanf/eligibility/initial/net_income/maximum_grant_rate.yaml

@@ -0,0 +1,13 @@
+description: Indiana limits initial applicants' countable net income to this share of the maximum benefit under the Temporary Assistance for Needy Families program.
+
+values:
+  1997-10-01: 0  # Standard of need governs initial net income before 2025-07-01
+  2025-07-01: 1
+
+metadata:
+  unit: /1
+  period: month
+  label: Indiana TANF initial eligibility net income maximum benefit rate
+  reference:
+    - title: FSSA DFR Chapter 3000, Section 3010.15.00 (net income standard equal to the maximum grant)
+      href: https://www.in.gov/fssa/dfr/files/3000.pdf#page=4

policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/benefit/in_tanf_maximum_benefit.yaml

@@ -0,0 +1,79 @@
+# Tests for in_tanf_maximum_benefit (amount of assistance, IC 12-14-2-5)
+# Maximum benefit by assistance unit size across the 2023 and 2025 increases.
+
+- name: Family of 2 pre-2023 amount
+  period: 2022-01
+  absolute_error_margin: 0.1
+  input:
+    spm_unit_size: 2
+    state_code: IN
+  output:
+    in_tanf_maximum_benefit: 229
+
+- name: Family of 2 January 2024 amount
+  period: 2024-01
+  absolute_error_margin: 0.1
+  input:
+    spm_unit_size: 2
+    state_code: IN
+  output:
+    in_tanf_maximum_benefit: 255
+    # 2023-07-01 amount
+
+- name: Family of 2 January 2025 still pre-July-2025 amount
+  period: 2025-01
+  absolute_error_margin: 0.1
+  input:
+    spm_unit_size: 2
+    state_code: IN
+  output:
+    in_tanf_maximum_benefit: 255
+    # 2023-07-01 amount; the 2025-07-01 increase is not yet effective
+
+- name: Family of 2 January 2026 amount
+  period: 2026-01
+  absolute_error_margin: 0.1
+  input:
+    spm_unit_size: 2
+    state_code: IN
+  output:
+    in_tanf_maximum_benefit: 409
+
+- name: Family of 3 January 2026 amount
+  period: 2026-01
+  absolute_error_margin: 0.1
+  input:
+    spm_unit_size: 3
+    state_code: IN
+  output:
+    in_tanf_maximum_benefit: 513
+
+- name: Family of 10 January 2026 amount
+  period: 2026-01
+  absolute_error_margin: 0.1
+  input:
+    spm_unit_size: 10
+    state_code: IN
+  output:
+    in_tanf_maximum_benefit: 1_241
+
+- name: Family of 11 January 2026 adds one additional member increment
+  period: 2026-01
+  absolute_error_margin: 0.1
+  input:
+    spm_unit_size: 11
+    state_code: IN
+  output:
+    in_tanf_maximum_benefit: 1_345
+    # Size-10 amount ($1,241) + $104 for the 11th member
+
+- name: Family of 11 January 2024 has no additional member increment
+  period: 2024-01
+  absolute_error_margin: 0.1
+  input:
+    spm_unit_size: 11
+    state_code: IN
+  output:
+    in_tanf_maximum_benefit: 775
+    # Before 2025-07-01 the additional member amount is $0, so size 11 is
+    # capped at the size-10 standard-of-need amount ($775)

policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/edge_cases.yaml

@@ -138,7 +138,7 @@
   period: 2024-01
   input:
     in_tanf_eligible: true
-    in_tanf_payment_standard: 320
+    in_tanf_maximum_benefit: 320
     in_tanf_countable_income_for_payment: 319
     state_code: IN
   output:
@@ -164,4 +164,4 @@
         state_code: IN
   output:
     in_tanf: 255
-    # Capped at payment standard for family of 2 ($255), not inflated
+    # Capped at the maximum benefit for family of 2 ($255), not inflated