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Estimate the cost of syncing bank accounts through SIX bLink

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bbcalc — bLink Sync Cost Calculator

A dependency-free web app for estimating the recurring and initial cost of syncing customer bank accounts over SIX bLink. Choose a bank, sync cadences, accounts, transaction volumes, and history depth to get an itemised estimate.

Run

Open index.html in a browser.

Cost model

The calculator prices modeled API calls at the selected bank's AIS rate.

Recurring per month

Account-list, balance, and transaction calls have independent cadences. Here, N is the number of accounts.

Sync Calls per run Cadence options
Account list 1 Daily · Weekly · Monthly
Balances N (one per account) Daily (× syncs/day) · Weekly · Monthly
Transactions N (one call fetches all new TXs) Daily (× syncs/day) · Weekly · Monthly

Daily runs use syncs/day × days/month; weekly runs use weeks/month; monthly runs use 1.

Initial load

Item Calls
Account list 1
Balance history 1 per account and cadence point over the history window; optional
Transaction backfill At least 1 per account, otherwise ceil(expected TX / page size)
Customer registration The bank's one-time fee

Balance-history points follow the balance cadence: daily means one point/day, weekly one point/week, and monthly one point/month. Intraday balance syncs do not add historical points.

Defaults

  • Calendar basis: 30 days/month, 4 weeks/month, 365 days/year
  • Bank: UBS Switzerland AG — CHF 0.10/call and CHF 20 registration
  • Users: 1
  • Accounts: 3, with 120 / 40 / 20 expected transactions
  • Account-list refresh: weekly
  • Balance and transaction syncs: daily, 4×/day
  • Initial history: 3 months, including balance history
  • Transaction page size: 100

At CHF 0.10/call, these defaults produce a recurring cost of CHF 72.40/month per user. All assumptions and prices are editable in the app.

Pricing source

Bank defaults come from the SIX bLink Platform Price List, Annex 4 (D0554.EN.13): the AIS rate in §8.3 and customer-registration fee in §8.2.

Banks absent from the price list are represented by Other bLink bank at CHF 0. SIX retains 20% of provider prices, while the Service User pays the full listed price.

SIX participation (CHF 200/month) and onboarding fees are excluded because they are fixed platform costs rather than per-user costs. All amounts are CHF, excluding VAT.

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Estimate the cost of syncing bank accounts through SIX bLink

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