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⚓ Reference Anchor Fundamentals page #2448

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153ecae
📝 Refresh anchors fundamentals
JFWooten4 May 13, 2026
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📝 Move anchors heading below import
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🧭 Add Anchor Platform API routes
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📝 Format anchor SEP list
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📝 Tighten anchors guide wording
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🧭 Remove generated Anchor Platform info routes
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29 changes: 18 additions & 11 deletions docs/learn/fundamentals/anchors.mdx
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Expand Up @@ -5,9 +5,11 @@ sidebar_label: Anchors
description: "Learn about the on and off ramps on Stellar called anchors and their role in bridging between the traditional financial system and blockchain networks."
---

import YouTube from "@site/src/components/YouTube";

# Anchors

## Overview
<YouTube ID="9iN9XT1rHHA" />

An anchor is a Stellar-specific term for the on and off-ramps that connect the Stellar network to traditional financial rails, such as financial institutions or fintech companies. Anchors accept deposits of fiat currencies (such as the US dollar, Argentine peso, or Nigerian naira) via existing rails (such as bank deposits or cash-in points), then sends the user the equivalent digital tokens on the Stellar network. The equivalent digital tokens can either represent that same fiat currency or another digital token altogether. Alternatively, anchors allow token holders to redeem their tokens for the real-world assets they represent.
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Expand All @@ -25,18 +27,23 @@ Stellar is an open-source network that is designed to interoperate with traditio

Read more about SEPs in the [SEPs section](../fundamentals/stellar-ecosystem-proposals.mdx).

For anchors, the most important SEPs are [SEP-6]: Programmatic Deposit and Withdrawal, [SEP-24]: Hosted Deposit and Withdrawal, and [SEP-31]: Cross Border Payments API. You’ll also work with [SEP-10]: Stellar Authentication, [SEP-12]: KYC API, and [SEP-38]: Anchor RFQ API.
:::note

For anchors, the most important SEPs are:

- [SEP-6](https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0006.md): Programmatic Deposit and Withdrawal
- [SEP-24](https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0024.md): Hosted Deposit and Withdrawal
- [SEP-31](https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0031.md): Cross Border Payments API

They also work with:

- [SEP-10](https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0010.md): Stellar Authentication
- [SEP-12](https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0012.md): KYC API
- [SEP-38](https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0038.md): Anchor RFQ API

[sep-1]: https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0001.md
[sep-6]: https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0006.md
[sep-9]: https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0009.md
[sep-10]: https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0010.md
[sep-12]: https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0012.md
[sep-24]: https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0024.md
[sep-31]: https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0031.md
[sep-38]: https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0038.md
:::

### Using SEP-6: Programmatic Deposit and Withdrawal versus SEP-24: Hosted Deposit and Withdrawal
### Using SEP-6 vs. SEP-24

A user typically must decide whether they want to set up an anchor using [SEP-6: Programmatic Deposit and Withdrawal](https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0006.md) or [SEP-24: Hosted Deposit and Withdrawal](https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0024.md). Here are the differences and what to consider when choosing one or the other.

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2 changes: 2 additions & 0 deletions routes.txt
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Expand Up @@ -558,6 +558,7 @@
/docs/platforms/anchor-platform/admin-guide/getting-started
/docs/platforms/anchor-platform/api-reference
/docs/platforms/anchor-platform/api-reference/callbacks
/docs/platforms/anchor-platform/api-reference/callbacks/callbacks-server
/docs/platforms/anchor-platform/api-reference/callbacks/del-customer
/docs/platforms/anchor-platform/api-reference/callbacks/get-customer
/docs/platforms/anchor-platform/api-reference/callbacks/get-rates
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/docs/platforms/anchor-platform/api-reference/platform/transactions
/docs/platforms/anchor-platform/api-reference/platform/transactions/get-transaction
/docs/platforms/anchor-platform/api-reference/platform/transactions/get-transactions
/docs/platforms/anchor-platform/api-reference/platform/transactions/platform-server
/docs/platforms/anchor-platform/sep-guide
/docs/platforms/anchor-platform/sep-guide/sep1
/docs/platforms/anchor-platform/sep-guide/sep10
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